Limitless 2% money rewards — Cardholders earn a vast 2% money rewards on purchases, with no classes to activate or earnings limits to trace.
There are different playing cards that provide increased money again charges on sure classes, and whereas they are often value it, they do require extra effort. And so they typically are additionally topic to a cap and restricted in what purchases they apply to. The Wells Fargo Energetic Money® Card is ideal for somebody that wishes an easy-to-use card that also provides excessive rewards: you’ll earn a best-in-class flat rewards straight away in your purchases — with no limits or hoops to leap by means of.
$200 money rewards welcome supply — New Wells Fargo Energetic Money® Card holders can earn a $200 money rewards welcome supply for spending simply $500 in purchases within the first three months. Not solely is that this a really aggressive sign-up bonus for a card with no annual price, nevertheless it’s additionally one of many issues that units this Wells Fargo bank card aside from different 2% again playing cards. We’ve but to come back throughout one other bank card with 2% limitless money rewards that additionally has a sign-up bonus.
15 months from account opening 0% APR intro supply — New cardholders can get pleasure from 0% intro APR on each new purchases and eligible stability transfers for a full 15 months from account opening. (After that interval, a go-to price of 20.24%, 25.24%, or 29.99% Variable APR applies.) That is an ideal supply, even when in comparison with playing cards marketed only for a 0% intro APR. It implies that this card will assist you to keep away from curiosity on purchases and stability transfers till practically 2026!
Understand that stability transfers must be made inside the first 120 days to qualify for a lowered rate of interest and a decrease stability switch price.
No annual price — In lots of instances, excessive rewards charges imply excessive annual charges. Not with the Wells Fargo Energetic Money® Card, which sports activities a $0 annual price.
Cellular phone safety — With the worth of a typical cellular phone within the a whole lot of {dollars}, having some type of insurance coverage is a good suggestion. With this Wells Fargo card, you will get built-in cellular phone safety of as much as $600 simply by paying your cellular phone invoice together with your card. Protection is topic to a $25 deductible.
